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Ramadhan Kareem - Eid Mubarak

We would like to wish our clients Ramadhan Kareem and Eid Mubarak in advance. Ramadhan is a time of introspection in which Muslims across the world fast from dawn to sunset. It is a time of the year, where more time is spent with one’s family and provides an opportunity for spiritual upliftment and rejuvenation. One of the believed purposes of fasting is said to be the attainment of physical and spiritual balance. Without a doubt, Ramadhan this year has been affected as due to the COVID-19 lockdown situation there is an inability to hold any gatherings. This is a challenging time for everyone, and we hope that the blessings of the month of Ramadhan apply to each and all of us and improve the

Immigration (COVID-19 Response) Amendment Bill 2020

Parliament has passed legislation on 13 May 2020 to ensure that the Government can respond quickly, appropriately and efficiently to immigration issues arising from the COVID-19 outbreak. The Bill introduces eight time-limited powers which will be limited and will be available for 12 months: to impose, vary or cancel conditions for classes of temporary entry class visa holders vary or cancel conditions for classes of resident class visa holders extend the expiry dates of visas for classes of people grant visas to individuals or classes of people in the absence of an application waive any regulatory requirements for certain classes of application (that is, waive any prescribed requirements th

Refinance of the Property

With low interest rates and economic uncertainty ahead, many of our clients are thinking about refinancing their mortgages. What is refinancing a mortgage? Refinancing is the process of transferring your home loan from one bank to another. When you refinance, you’re essentially paying off your existing loan, then taking out a new loan at a different bank. Refinancing is sometimes referred to as re-fixing or restructuring, but these three are very different things. What’s the difference between re-fixing, restructuring, and refinancing? Re-fixing is the process of locking in a new interest rate for a certain period of time once your current term is up. Restructuring is reviewing how your exis

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